India Finance Calculators

12 free, accurate calculators for FY 2026-27 — every result cross-checked against RBI, CBDT, CBIC, India Post and major bank rate cards, accurate to the rupee.

No signupPDF reportsShareable URLsFY 2026-27 rulesAccurate to ₹1

Loans — EMI, home loan, amortization

EMI Calculator

Calculate monthly EMI with full amortization, prepayment options and PDF download.

Home Loan Calculator

EMI + state stamp duty + registration + UC GST + tax savings + net cost.

Tax — Income tax, GST, capital gains, crypto, salary

Income Tax Calculator

Old vs new regime comparison, 87A rebate, surcharge with marginal relief, all Chapter VI-A deductions.

GST Calculator

Forward + reverse GST at every CBIC slab. CGST/SGST/IGST split, discount handling, cess.

Capital Gains Calculator

STCG/LTCG by asset, CII indexation, 12.5%/20% choice for property, 54EC bonds.

Crypto Tax Calculator

30% Section 115BBH on VDA gains, 1% TDS u/s 194S, gift / airdrop / mining FMV.

Salary Calculator

CTC → monthly in-hand. Basic/HRA/special split, PF, gratuity, HRA exemption, TDS.

Investments — SIP, PPF

SIP Calculator

Mutual fund SIP projections with step-up, lumpsum, inflation-adjusted real corpus.

PPF Calculator

PPF compound at GoI rate. ₹500-₹1.5L/yr deposits, 15-yr base + extensions, EEE tax.

Banking — FD, RD

FD/RD Calculator

FD compound or simple interest, RD with PSU-bank quarterly formula. Senior bonus, TDS, premature.

Lifestyle — Retirement, FIRE planning

Retirement / FIRE Calculator

Corpus target at SWR, projected vs required, additional SIP to bridge the gap.

Forex — Currency conversion, LRS TCS

Currency Converter

INR ↔ 10 majors with bank margin + LRS TCS. RBI/FBIL reference rates.

Why MoneyKit?

Accurate to the rupee. Even on a 30-year EMI schedule or a ₹100 crore retirement corpus, totals match the bank’s down to the rupee — no rounding drift.
Cross-checked against authoritative sources. EMI fixtures match published BankBazaar / SBI / HDFC tables within ₹1. Income tax matches Income Tax India examples. PPF maturity matches India Post NSI within ₹5.
Current FY 2026-27 rules. Income tax slabs (new + old regime), capital gains rates from the latest Finance Act, current GST notifications, and Section 206C(1G) LRS TCS rules — all kept in sync with the Budget that’s actually in force this year.
No signup, no tracking. Everything runs client-side. Your numbers never leave your browser.
Shareable URLs. Every calculation can be shared as a clean URL — great for advisors and group decision-making.
Polished PDF reports. Every calculator generates a branded PDF with your inputs, breakdown and applicable rate citations.

Quick links to popular calculators

Most-searched scenarios with prefilled URLs — bookmark or share.